Spend less now for a happier new year

    

   Otago Daily Times 12 Dec 2010
Inexpensive but meaningful Christmas presents are the key to avoiding a stressful New Year, lobby group Family First says. Setting strict spending limits over the next two weeks would help families avoid racking up debt, adding to hardship and worries during the holidays and when school starts again, Family First director Bob McCoskrie said. “We want to encourage families to focus on planning and spending time with families, and giving gifts that aren’t necessarily expensive but are still thoughtful,” he said.
http://www.odt.co.nz/news/national/140420/spend-less-now-happier-new-year